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Future of Finance : Technology and Banking in Vision 2047

  • Future of Finance : Technology and Banking in Vision 2047

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  • Author   :    Rup Kumar, et al.
    Year of Publication   :   2025
    ISBN   :   9789393934833
    Language   :   English/Hindi
    Binding   :   Hard Bound
    Pages   :   168
    Size   :   23 cms
    Categories   :   2025, Banking, Economics, New Books
    Price  :  500
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    About the Authors

    This book “Future of Finance: Technology and Banking in Vision 2047” explores the transformative journey of India’s financial sector as it moves towards a digitally empowered economy. With technology at its core, the book delves into the evolution from traditional banking practices to a future dominated by digital payments, AI-driven services, and fintech innovations. In alignment with the Government of India’s Vision 2047, it provides a comprehensive overview of how artificial intelligence, blockchain, cybersecurity, and robust regulatory frameworks are reshaping the financial landscape.

    This book is designed for a diverse readership, including policymakers, banking professionals, economists, legal experts, students, and anyone interested in understanding the future of finance. Whether you are a financial analyst, an entrepreneur in the fintech space, or a researcher exploring economic transformations, this book offers valuable insights to help navigate the ever-evolving world of finance and banking.

    Contents : Introduction; Historical Evolution of Technology in Finance; Fintech Revolution and Digital Economy; Artificial Intelligence and Automation in Banking; Cybersecurity and Challenges in Digital Finance; Financial Inclusion and Rural Banking through Technology; Regulatory Framework and Government Initiatives; Future Prospects : Banking and Finance in 2047; Challenges and Policy Recommendations; Bihar’s Economic Development and Role of Banking Institutions : Challenges, Opportunities, and Prospects in the Context of 2047; Conclusion; Appendices.

    About the Authors

    Mr. Rup Kumar is an Advocate and Legal Consultant at Civil Court Bhagalpur, specializing in criminal, civil, banking, educational, revenue, cyber law and other legal disputes. He holds an LL.B.  LL.M. & P.G. Certificate in Cyber Law and is dedicated to ensuring fair justice through mediation and legal intervention. Additionally, he has a Master’s degree in Journalism and Mass Communication. Actively involved in social work, he strives to provide legal support to the underprivileged, with a strong belief in the motto: “Justice for all”.

    Dr. Ritu Kumari is an Assistant Professor (Guest) in Economics Subject at TNB College, Bhagalpur, in Tilka Manjhi University Bhagalpur (Bihar). With a Ph.D. in Economics, she specializes in economic development, Agriculture, financial literacy, and rural economic policies. Her research focuses on the role of Technology in transforming India’s economy, particularly in states like Bihar. Coming from a family deeply rooted in education, she acknowledges the invaluable support of her grandfather, Shri Rameshwar Prasad Choudhary, her Late Father-in-Law Late Ramanand Choudhary, late mothers Manorama Devi, Mother-in-Law Smt. Manju Devi and her parents, and her extended family in shaping her academic journey.

    Ms. Nitu Kumari is an Economics graduate from S.M. College, Bhagalpur and currently serves as a Bank Officer. With expertise in banking, finance, and IT, she works actively to ensure better access to banking services, especially for women poor people and economically weaker sections. She is committed to financial inclusion and strives to make banking more accessible for the common people.